|A188 : by Andy Woods
Thanks for your kind words.
The footnote in the Ryrie Study Biblea to which you refer has been pointed out by many in the grace community as problematic and inconsistent with what Ryrie has said elsewhere in his brilliant critiques against Lordship Salvation in books such as So Great A Salvationb.
The basic problem with the footnote is that it asks a question from James 2 that the epistle is not designed to answer. The saving faith of James audience is presumed throughout the letter. The faith of his audience already exists and is being matured and tested (Jas 1:2-4). Thus, James refers to his audience as "brethren" throughout the letter. Rather than asking the question about whether faith exists based upon the presence of fruit as the Ryrie Study Bible footnote assumes, the real question James asks is whether one's faith, that already exists, is useful or productive in the Christian life. The issue in James 2 is not existent vs. non-existent faith but rather is productive vs. non-productive faith.
I also disagree with how the Ryrie Study Bible takes the test of life view rather than the test of fellowship view in the 1 John notes.
Except for a few problems like these, the Ryrie Study Bible is a very fine study Bible. I do not think that you can find a study Bible that is 100 percent perfect. Even if there is one that is soteriologically perfect, they usually have defects in their Eschatological understanding. This goes to show that no human Bible interpreter, even an outstanding one like Charles Ryrie, is perfect. As you well know, our eyes need to be consistently on the Lord and not man.
Hope this helps.